[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/helples.cz\/vybrat-si-pronajem-nebo-vlastni-bydleni\/#Article","mainEntityOfPage":"https:\/\/helples.cz\/vybrat-si-pronajem-nebo-vlastni-bydleni\/","headline":"Vybrat si pron\u00e1jem nebo vlastn\u00ed bydlen\u00ed?","name":"Vybrat si pron\u00e1jem nebo vlastn\u00ed bydlen\u00ed?","description":"Nad t\u00edm, jestli si koupit vlastn\u00ed bydlen\u00ed nebo si naj\u00edt podn\u00e1jem byste m\u011bli p\u0159em\u00fd\u0161let u\u017e na za\u010d\u00e1tku dosp\u011blosti a ujasnit si tuto ot\u00e1zku nejpozd\u011bji v…","datePublished":"2019-02-07","dateModified":"2019-02-07","author":{"@type":"Person","@id":"https:\/\/helples.cz\/author\/#Person","name":"","url":"https:\/\/helples.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"helples.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/helples.cz\/wp-content\/uploads\/img_a338363_w2028_t1551104116.jpg","url":"https:\/\/helples.cz\/wp-content\/uploads\/img_a338363_w2028_t1551104116.jpg","height":0,"width":0},"url":"https:\/\/helples.cz\/vybrat-si-pronajem-nebo-vlastni-bydleni\/","wordCount":417,"articleBody":"Nad t\u00edm, jestli si koupit vlastn\u00ed bydlen\u00ed nebo si naj\u00edt podn\u00e1jem byste m\u011bli p\u0159em\u00fd\u0161let u\u017e na za\u010d\u00e1tku dosp\u011blosti a ujasnit si tuto ot\u00e1zku nejpozd\u011bji v den, kdy se budete st\u011bhovat od rodi\u010d\u016f. Podn\u00e1jem si v podstat\u011b budete moci naj\u00edt v\u017edycky, mo\u017enost\u00ed je hodn\u011b i v men\u0161\u00edch m\u011bstech a \u010d\u00edm d\u00e1l t\u00edm \u010dast\u011bji i v mal\u00fdch obc\u00edch. Pokud se ale rozhodnete pro vlastn\u00ed byt, budete s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed pot\u0159ebovat p\u016fj\u010dku, se kterou se budete dle ceny obydl\u00ed a va\u0161eho v\u00fdd\u011blku pot\u00fdkat minim\u00e1ln\u011b alespo\u0148 dal\u0161\u00edch patn\u00e1ct dvacet let. Samoz\u0159ejm\u011b, \u017ee v p\u0159\u00edpad\u011b rychl\u00e9ho pracovn\u00edho postupu budete moci splatit p\u016fj\u010dku d\u0159\u00edve.V\u011bt\u0161ina \u010cech\u016f je p\u0159esv\u011bd\u010dena o tom, \u017ee m\u00edt vlastn\u00ed d\u016fm, pota\u017emo byt, je mnohem lep\u0161\u00ed ne\u017e \u017e\u00edt v podn\u00e1jmu. Samoz\u0159ejm\u011b, v podstat\u011b m\u00e1te sv\u00e9 jist\u00e9, hlavn\u011b tedy po zaplacen\u00ed p\u016fj\u010dky, ale m\u00e1 to i sv\u00e1 \u00faskal\u00ed. Kdy\u017e pomineme v\u00fd\u0161e zmi\u0148ovanou nutnost vytvo\u0159it si u banky dluh, je tu je\u0161t\u011b nutnost platit dan\u011b, kter\u00e9 nejsou zrovna mal\u00e9 a nutnost se postarat o v\u0161echny opravy. Nav\u00edc speci\u00e1ln\u011b majitel\u00e9 byt\u016f ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f pat\u0159\u00ed do dru\u017estva, v\u016f\u010di kter\u00e9mu maj\u00ed tak\u00e9 sv\u00e9 povinnosti.\tNejistota podn\u00e1jemn\u00edkaKdy\u017e jste v pron\u00e1jmu, prakticky se nemus\u00edte o nic starat. Nemus\u00edte cp\u00e1t pen\u00edze do oprav ani platit r\u016fzn\u00e9 speci\u00e1ln\u00ed dan\u011b. Na prvn\u00ed pohled to vypad\u00e1 jako pohodov\u00fd \u017eivot, ale zd\u00e1n\u00ed klame. Jako\u017eto podn\u00e1jemce nem\u00e1te prakticky nikdy jist\u00e9 dlouhodob\u00e9 bydlen\u00ed, jeliko\u017e m\u016f\u017ee b\u00fdt va\u0161e smlouva kdykoliv ukon\u010dena. Samoz\u0159ejm\u011b, \u017ee existuje v\u00fdpov\u011bdn\u00ed lh\u016fta, ale pokud se majitel rozhodne, m\u00e1te jen p\u00e1r m\u011bs\u00edc\u016f na to byt vyklidit. Ani co se t\u00fd\u010de ceny, nen\u00ed podn\u00e1jem ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f kdov\u00edjak v\u00fdhodn\u00fd. V\u011bt\u0161ina majitel\u016f je sice zadlu\u017eena, a tud\u00ed\u017e plat\u00ed m\u011bs\u00ed\u010dn\u011b obvykle v\u00edce ne\u017e podn\u00e1jemn\u00edk, ale po splacen\u00ed v\u0161ech nezbytnost\u00ed je bydlen\u00ed ve vlastn\u00edm finan\u010dn\u011b daleko m\u00e9n\u011b n\u00e1ro\u010dn\u00e9 ne\u017e v podn\u00e1jmu. A to se hod\u00ed hlavn\u011b v d\u016fchodov\u00e9m v\u011bku, kdy pen\u011bz nem\u00e1 nikdo p\u0159\u00edli\u0161 nazbyt.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Vybrat si pron\u00e1jem nebo vlastn\u00ed bydlen\u00ed?","item":"https:\/\/helples.cz\/vybrat-si-pronajem-nebo-vlastni-bydleni\/#breadcrumbitem"}]}]